---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-321038"
form_type: "8-K"
ticker: "FBLA"
cik: "0002013639"
company_name: "FB Bancorp, Inc. /MD/"
filed_at: "2026-07-28T20:20:44+00:00"
generated_at: "2026-07-28T20:22:14.657999+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# FB Bancorp Q2 2026 net loss of $70K vs net income of $879K in Q2 2025; continuing ops income down 32%

## Summary
- Net loss of $70K for Q2 2026; net income from continuing ops was $697K vs $1.0M in Q2 2025.
- Discontinued ops (NOLA Lending Group sale closed Mar 1, 2026) contributed a $767K net loss in Q2 2026.
- Net interest margin narrowed to 4.20% from 4.65% YoY; non-interest expenses rose 15.73% to $13.1M.
- Company repurchased 3.77M shares at avg $13.20 under prior programs; new 1.61M share buyback authorized June 12, 2026.
- Non-performing loans improved to 1.85% of total loans from 2.26% at Dec 31, 2025.

## SEC filing metadata
- accession: 0001193125-26-321038
- form_type: 8-K
- ticker: FBLA
- cik: 0002013639
- company_name: FB Bancorp, Inc. /MD/
- filed_at: 2026-07-28T20:20:44+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2013639/000119312526321038/0001193125-26-321038-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2013639/000119312526321038/ck0002013639-20260728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-321038
- JSON: https://secwatch.observer/filing/0001193125-26-321038.json
- Plain text: https://secwatch.observer/filing/0001193125-26-321038.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.