secwatch.observer — SEC 8-K summary
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Issuer:     FB Bancorp, Inc. /MD/ (FBLA)
CIK:        0002013639
Form:       8-K
Filed at:   2026-07-28T20:20:44+00:00
Accession:  0001193125-26-321038
Event type: earnings
Sentiment:  negative
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

FB Bancorp Q2 2026 net loss of $70K vs net income of $879K in Q2 2025; continuing ops income down 32%
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- Net loss of $70K for Q2 2026; net income from continuing ops was $697K vs $1.0M in Q2 2025.
- Discontinued ops (NOLA Lending Group sale closed Mar 1, 2026) contributed a $767K net loss in Q2 2026.
- Net interest margin narrowed to 4.20% from 4.65% YoY; non-interest expenses rose 15.73% to $13.1M.
- Company repurchased 3.77M shares at avg $13.20 under prior programs; new 1.61M share buyback authorized June 12, 2026.
- Non-performing loans improved to 1.85% of total loans from 2.26% at Dec 31, 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/2013639/000119312526321038/0001193125-26-321038-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/2013639/000119312526321038/ck0002013639-20260728.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-321038

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