{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-321256","form_type":"8-K","ticker":"BRBS","cik":"0000842717","company_name":"BLUE RIDGE BANKSHARES, INC.","filed_at":"2026-07-28T21:15:15+00:00","discovered_at":"2026-07-28T21:16:00.306015+00:00","generated_at":"2026-07-28T21:16:08.293646+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Blue Ridge Bankshares Q2 net loss $0.2M; loan growth returns, NPLs rise","bullets":["Net loss of $0.2M ($0.00 diluted EPS) vs net income of $0.8M in Q1 2026 and $1.3M in Q2 2025.","Pre-tax, pre-provision income (ex-severance) improved to $2.9M, up 30% from $2.2M in Q1 2026.","Loans held for investment grew $19.6M (4% annualized), first growth in 13 quarters; partnered with third-party mortgage originator.","Nonperforming loans rose to $31.2M (1.34% of assets) from $21.0M, driven by $11.4M out-of-market loans placed on nonaccrual with $1.5M reserve.","Paid $0.60/share special dividend ($54.1M) in April; headcount reduced to 269 from 333 YoY; redeemed remaining subordinated notes post-quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-321256","json":"https://secwatch.observer/filing/0001193125-26-321256.json","markdown":"https://secwatch.observer/filing/0001193125-26-321256.md","text":"https://secwatch.observer/filing/0001193125-26-321256.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/842717/000119312526321256/0001193125-26-321256-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/842717/000119312526321256/brbs-20260728.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-28T21:16:08.293646+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}