---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-321256"
form_type: "8-K"
ticker: "BRBS"
cik: "0000842717"
company_name: "BLUE RIDGE BANKSHARES, INC."
filed_at: "2026-07-28T21:15:15+00:00"
generated_at: "2026-07-28T21:16:08.293646+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Blue Ridge Bankshares Q2 net loss $0.2M; loan growth returns, NPLs rise

## Summary
- Net loss of $0.2M ($0.00 diluted EPS) vs net income of $0.8M in Q1 2026 and $1.3M in Q2 2025.
- Pre-tax, pre-provision income (ex-severance) improved to $2.9M, up 30% from $2.2M in Q1 2026.
- Loans held for investment grew $19.6M (4% annualized), first growth in 13 quarters; partnered with third-party mortgage originator.
- Nonperforming loans rose to $31.2M (1.34% of assets) from $21.0M, driven by $11.4M out-of-market loans placed on nonaccrual with $1.5M reserve.
- Paid $0.60/share special dividend ($54.1M) in April; headcount reduced to 269 from 333 YoY; redeemed remaining subordinated notes post-quarter.

## SEC filing metadata
- accession: 0001193125-26-321256
- form_type: 8-K
- ticker: BRBS
- cik: 0000842717
- company_name: BLUE RIDGE BANKSHARES, INC.
- filed_at: 2026-07-28T21:15:15+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/842717/000119312526321256/0001193125-26-321256-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/842717/000119312526321256/brbs-20260728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-321256
- JSON: https://secwatch.observer/filing/0001193125-26-321256.json
- Plain text: https://secwatch.observer/filing/0001193125-26-321256.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.