{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-324902","form_type":"8-K","ticker":"UPBD","cik":"0000933036","company_name":"UPBOUND GROUP, INC.","filed_at":"2026-07-30T11:28:52+00:00","discovered_at":"2026-07-30T11:30:00.276066+00:00","generated_at":"2026-07-30T11:30:09.112832+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Upbound Q2 revenue $1.16B, non-GAAP EPS $1.07; reaffirms FY EBITDA & EPS guidance","bullets":["Revenue $1.163B (+0.5% YoY); GAAP EPS $0.37, non-GAAP EPS $1.07.","Brigit revenue $71M (+37% YoY), paying subscribers 1.72M (+30%).","Acima revenue $604M (-2.5% YoY), LCO improved 50bps to 8.8%, EBITDA margin 16.2%.","Rent-A-Center same-store sales +1.6% YoY, revenue $466M flat.","FY guidance: revenue $4.70-$4.85B, EBITDA $500-$535M, non-GAAP EPS $4.00-$4.35 reaffirmed."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-324902","json":"https://secwatch.observer/filing/0001193125-26-324902.json","markdown":"https://secwatch.observer/filing/0001193125-26-324902.md","text":"https://secwatch.observer/filing/0001193125-26-324902.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/933036/000119312526324902/0001193125-26-324902-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/933036/000119312526324902/upbd-20260730.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-30T11:30:09.112832+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}