Winchester Bancorp reports FY2026 net income $4.4M vs loss; fiscal year change to Dec 31

Winchester Bancorp, Inc./MD/

Net income of $4.4M ($0.49 EPS) vs net loss of $874k in FY2025; adjusted net income up $3.7M.
Total assets grew 15.4% to $1.10B; loans up 15.9% to $870.8M; deposits up 19.1% to $809.2M.
Net interest margin expanded 50 bps to 2.55% from 2.05%; efficiency ratio improved to 75.2%.
Non-performing assets fell to 0.15% of total assets from 0.23%; net charge-offs $597k vs $1.4M.
Fiscal year changed from June 30 to Dec 31; transition report for July 1–Dec 31, 2026 to be filed.

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