{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-326079","form_type":"8-K","ticker":"FBIZ","cik":"0001521951","company_name":"FIRST BUSINESS FINANCIAL SERVICES, INC.","filed_at":"2026-07-30T20:00:37+00:00","discovered_at":"2026-07-30T20:02:00.492079+00:00","generated_at":"2026-07-30T20:02:24.728732+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"First Business Bank Q2 2026 EPS $1.84, up 36% YoY; record pre-tax pre-provision income $19.8M","bullets":["Net income available to common shareholders $15.4M ($1.84 diluted EPS) vs $11.2M ($1.35) in Q2 2025, up 37%.","Record pre-tax pre-provision income of $19.8M, up 23.7% YoY; operating revenue $46.7M, up 13.8% YoY.","Loans grew $87.2M (10% annualized) from linked quarter; core deposits up $81.6M (11.7% annualized).","Net interest margin expanded to 3.78% from 3.56% linked quarter; annual target range maintained at 3.60%-3.65%.","Company exiting SBA 7(a) lending outside bank market footprint; expects minimal 2026 earnings impact, modest benefit in 2027."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-326079","json":"https://secwatch.observer/filing/0001193125-26-326079.json","markdown":"https://secwatch.observer/filing/0001193125-26-326079.md","text":"https://secwatch.observer/filing/0001193125-26-326079.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1521951/000119312526326079/0001193125-26-326079-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1521951/000119312526326079/fbiz-20260730.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-30T20:02:24.728732+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}