secwatch.observer — SEC 8-K summary
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Issuer:     FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ)
CIK:        0001521951
Form:       8-K
Filed at:   2026-07-30T20:00:37+00:00
Accession:  0001193125-26-326079
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Business Bank Q2 2026 EPS $1.84, up 36% YoY; record pre-tax pre-provision income $19.8M
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- Net income available to common shareholders $15.4M ($1.84 diluted EPS) vs $11.2M ($1.35) in Q2 2025, up 37%.
- Record pre-tax pre-provision income of $19.8M, up 23.7% YoY; operating revenue $46.7M, up 13.8% YoY.
- Loans grew $87.2M (10% annualized) from linked quarter; core deposits up $81.6M (11.7% annualized).
- Net interest margin expanded to 3.78% from 3.56% linked quarter; annual target range maintained at 3.60%-3.65%.
- Company exiting SBA 7(a) lending outside bank market footprint; expects minimal 2026 earnings impact, modest benefit in 2027.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1521951/000119312526326079/0001193125-26-326079-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1521951/000119312526326079/fbiz-20260730.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-326079

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