{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-326110","form_type":"8-K","ticker":"WU","cik":"0001365135","company_name":"Western Union CO","filed_at":"2026-07-30T20:07:54+00:00","discovered_at":"2026-07-30T20:09:00.242764+00:00","generated_at":"2026-07-30T20:09:36.972353+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Western Union Q2 EPS misses; revenue $1.0B down 1%; Intermex acquisition delayed; cuts 2026 outlook","bullets":["Q2 GAAP EPS $0.24 (down from $0.37); adjusted EPS $0.31 (down from $0.42); revenue $1.0B (-1% YoY).","Consumer Services revenue +4% GAAP (+12% adjusted); Branded Digital revenue +7% GAAP (+6% adjusted) with 25% transaction growth.","GAAP operating margin 13% vs 19% prior year; adjusted margin 15% vs 19% due to retail slowdown and higher costs.","Intermex acquisition still awaiting NYDFS approval; delayed close pushes out expected synergies.","Updated 2026 outlook: adjusted revenue growth 4-6%, adjusted EPS $1.25-$1.35 (assumes Intermex close Sept 1)."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-326110","json":"https://secwatch.observer/filing/0001193125-26-326110.json","markdown":"https://secwatch.observer/filing/0001193125-26-326110.md","text":"https://secwatch.observer/filing/0001193125-26-326110.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1365135/000119312526326110/0001193125-26-326110-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1365135/000119312526326110/wu-20260730.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-30T20:09:36.972353+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}