---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-326110"
form_type: "8-K"
ticker: "WU"
cik: "0001365135"
company_name: "Western Union CO"
filed_at: "2026-07-30T20:07:54+00:00"
generated_at: "2026-07-30T20:09:36.972353+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Western Union Q2 EPS misses; revenue $1.0B down 1%; Intermex acquisition delayed; cuts 2026 outlook

## Summary
- Q2 GAAP EPS $0.24 (down from $0.37); adjusted EPS $0.31 (down from $0.42); revenue $1.0B (-1% YoY).
- Consumer Services revenue +4% GAAP (+12% adjusted); Branded Digital revenue +7% GAAP (+6% adjusted) with 25% transaction growth.
- GAAP operating margin 13% vs 19% prior year; adjusted margin 15% vs 19% due to retail slowdown and higher costs.
- Intermex acquisition still awaiting NYDFS approval; delayed close pushes out expected synergies.
- Updated 2026 outlook: adjusted revenue growth 4-6%, adjusted EPS $1.25-$1.35 (assumes Intermex close Sept 1).

## SEC filing metadata
- accession: 0001193125-26-326110
- form_type: 8-K
- ticker: WU
- cik: 0001365135
- company_name: Western Union CO
- filed_at: 2026-07-30T20:07:54+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1365135/000119312526326110/0001193125-26-326110-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1365135/000119312526326110/wu-20260730.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-326110
- JSON: https://secwatch.observer/filing/0001193125-26-326110.json
- Plain text: https://secwatch.observer/filing/0001193125-26-326110.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.