secwatch.observer — SEC 8-K summary
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Issuer:     Western Union CO (WU)
CIK:        0001365135
Form:       8-K
Filed at:   2026-07-30T20:07:54+00:00
Accession:  0001193125-26-326110
Event type: earnings
Sentiment:  negative
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Western Union Q2 EPS misses; revenue $1.0B down 1%; Intermex acquisition delayed; cuts 2026 outlook
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- Q2 GAAP EPS $0.24 (down from $0.37); adjusted EPS $0.31 (down from $0.42); revenue $1.0B (-1% YoY).
- Consumer Services revenue +4% GAAP (+12% adjusted); Branded Digital revenue +7% GAAP (+6% adjusted) with 25% transaction growth.
- GAAP operating margin 13% vs 19% prior year; adjusted margin 15% vs 19% due to retail slowdown and higher costs.
- Intermex acquisition still awaiting NYDFS approval; delayed close pushes out expected synergies.
- Updated 2026 outlook: adjusted revenue growth 4-6%, adjusted EPS $1.25-$1.35 (assumes Intermex close Sept 1).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1365135/000119312526326110/0001193125-26-326110-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1365135/000119312526326110/wu-20260730.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-326110

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer