{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-328471","form_type":"8-K","ticker":"LMFA","cik":"0001640384","company_name":"LM FUNDING AMERICA, INC.","filed_at":"2026-07-31T20:06:25+00:00","discovered_at":"2026-07-31T20:07:00.623843+00:00","generated_at":"2026-07-31T20:07:18.696736+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"PowerCompute borrows $18M from Arch Lending to repay Galaxy Digital and Liebel; extends Brown Family loan to Dec 2026","bullets":["Borrowed $18M via two bridge notes from Arch Lending (ChainFi Inc.) on July 27, 2026, to repay $18M aggregate indebtedness to Galaxy Digital LLC and DE & AJ Liebel Limited Partnership.","Note 1: $11,005,502.75 to repay Galaxy Digital; Note 2: $7,063,342.53 to repay SE & SJ Liebel Limited Partnership (filing text says DE & AJ Liebel).","Bridge notes mature July 31, 2026, bear interest at short-term AFR, with 15% default rate; proceeds funded directly to lenders.","Extended $1,125,000 loan from Brown Family Enterprises to December 31, 2026 via Third Amendment dated July 28, 2026.","Company expects to replace bridge loan with a secured term loan facility from Arch, secured by Bitcoin treasury."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-328471","json":"https://secwatch.observer/filing/0001193125-26-328471.json","markdown":"https://secwatch.observer/filing/0001193125-26-328471.md","text":"https://secwatch.observer/filing/0001193125-26-328471.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1640384/000119312526328471/0001193125-26-328471-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1640384/000119312526328471/lmfa-20260727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-31T20:07:18.696736+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}