---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-328471"
form_type: "8-K"
ticker: "LMFA"
cik: "0001640384"
company_name: "LM FUNDING AMERICA, INC."
filed_at: "2026-07-31T20:06:25+00:00"
generated_at: "2026-07-31T20:07:18.696736+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# PowerCompute borrows $18M from Arch Lending to repay Galaxy Digital and Liebel; extends Brown Family loan to Dec 2026

## Summary
- Borrowed $18M via two bridge notes from Arch Lending (ChainFi Inc.) on July 27, 2026, to repay $18M aggregate indebtedness to Galaxy Digital LLC and DE & AJ Liebel Limited Partnership.
- Note 1: $11,005,502.75 to repay Galaxy Digital; Note 2: $7,063,342.53 to repay SE & SJ Liebel Limited Partnership (filing text says DE & AJ Liebel).
- Bridge notes mature July 31, 2026, bear interest at short-term AFR, with 15% default rate; proceeds funded directly to lenders.
- Extended $1,125,000 loan from Brown Family Enterprises to December 31, 2026 via Third Amendment dated July 28, 2026.
- Company expects to replace bridge loan with a secured term loan facility from Arch, secured by Bitcoin treasury.

## SEC filing metadata
- accession: 0001193125-26-328471
- form_type: 8-K
- ticker: LMFA
- cik: 0001640384
- company_name: LM FUNDING AMERICA, INC.
- filed_at: 2026-07-31T20:06:25+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1640384/000119312526328471/0001193125-26-328471-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1640384/000119312526328471/lmfa-20260727.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-328471
- JSON: https://secwatch.observer/filing/0001193125-26-328471.json
- Plain text: https://secwatch.observer/filing/0001193125-26-328471.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.