{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-328719","form_type":"8-K","ticker":"SYF","cik":"0001601712","company_name":"Synchrony Financial","filed_at":"2026-07-31T20:32:02+00:00","discovered_at":"2026-07-31T20:33:00.306689+00:00","generated_at":"2026-07-31T20:33:07.130028+00:00","sec_items":["8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Synchrony Financial issues $1.1B in senior notes: $600M 5.45% due 2030, $500M 6.276% due 2037","bullets":["Total $1.1B offering: $600M 5.45% Fixed-to-Floating Rate Senior Notes due 2030 and $500M 6.276% Fixed-to-Floating Rate Senior Notes due 2037.","Underwriters include J.P. Morgan, TD Securities, and Wells Fargo as representatives.","Notes are senior unsecured, issued under indenture with Bank of New York Mellon as trustee.","Offering made under existing shelf registration statement (S-3) filed with the SEC."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-328719","json":"https://secwatch.observer/filing/0001193125-26-328719.json","markdown":"https://secwatch.observer/filing/0001193125-26-328719.md","text":"https://secwatch.observer/filing/0001193125-26-328719.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1601712/000119312526328719/0001193125-26-328719-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1601712/000119312526328719/d112401d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-31T20:33:07.130028+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}