---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-333957"
form_type: "8-K"
ticker: "AFG"
cik: "0001042046"
company_name: "AMERICAN FINANCIAL GROUP INC"
filed_at: "2026-08-05T12:30:18+00:00"
generated_at: "2026-08-05T12:35:37.175404+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# AFG Q2 net earnings $2.99/share, core $2.82; record P&C operating income $350M

## Summary
- Net earnings $248M ($2.99 diluted EPS) vs $174M ($2.07) YoY; core net operating earnings $234M ($2.82) vs $179M ($2.14).
- Record Q2 pretax P&C operating income $350M; underwriting profit $144M (combined ratio 91.5% vs 93.1% YoY).
- Net written premiums up 6% YoY; average renewal rate increases ~5% excluding workers' comp.
- Annualized ROE 20.3%, core operating ROE 19.2%; book value per share ex-AOCI $59.85.
- Expects ~$125M pretax gain from sale of Charleston Harbor Resort & Marina, closing Q3 2026.

## SEC filing metadata
- accession: 0001193125-26-333957
- form_type: 8-K
- ticker: AFG
- cik: 0001042046
- company_name: AMERICAN FINANCIAL GROUP INC
- filed_at: 2026-08-05T12:30:18+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1042046/000119312526333957/0001193125-26-333957-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1042046/000119312526333957/d124182d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-333957
- JSON: https://secwatch.observer/filing/0001193125-26-333957.json
- Plain text: https://secwatch.observer/filing/0001193125-26-333957.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.