{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-333965","form_type":"8-K","ticker":"LMFA","cik":"0001640384","company_name":"LM FUNDING AMERICA, INC.","filed_at":"2026-08-05T12:34:09+00:00","discovered_at":"2026-08-05T12:35:02.919863+00:00","generated_at":"2026-08-05T12:35:15.501318+00:00","sec_items":["1.01","2.03","7.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"PowerCompute refinances $18M debt with Arch Lending at 2% APR, down from 12%","bullets":["Refinanced $18.1M of existing debt (Galaxy Digital $11M, Liebel $5M+$2M) into a single Arch Lending facility.","New non-recourse 30-day rolling loan secured by 307 Bitcoin; interest rate 2% APR vs 12% on prior Liebel loans.","Loan automatically rolls over every 30 days; rates and collar reset based on market conditions.","Company retains Bitcoin exposure and avoids selling holdings; funds used to pay off bridge loans from July 27, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-333965","json":"https://secwatch.observer/filing/0001193125-26-333965.json","markdown":"https://secwatch.observer/filing/0001193125-26-333965.md","text":"https://secwatch.observer/filing/0001193125-26-333965.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1640384/000119312526333965/0001193125-26-333965-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1640384/000119312526333965/lmfa-20260803.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-05T12:35:15.501318+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}