---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-335119"
form_type: "8-K"
ticker: "DAVE"
cik: "0001841408"
company_name: "Dave Inc./DE"
filed_at: "2026-08-05T20:11:28+00:00"
generated_at: "2026-08-05T20:13:35.586837+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Dave Q2 revenue $170.8M (+30% YoY), Adj. EBITDA $75.5M (+48%), raises FY guidance

## Summary
- Revenue $170.8M, up 30% YoY; net income $6.7M includes $36.9M non-cash warrant/earnout charges.
- Adjusted EBITDA $75.5M (44% margin), up 48% YoY; Adj. diluted EPS $4.12, up 48% YoY.
- Raises FY 2026 revenue guidance to $725-735M, Adj. EBITDA to $315-325M, Adj. EPS to $17.00-17.50.
- MTM grew 17% to 3.08M; ExtraCash originations $2.3B (+27%); 28-DPD improved to 2.12%.
- Cash and investments $254.4M; $94.1M remaining under share repurchase authorization.

## SEC filing metadata
- accession: 0001193125-26-335119
- form_type: 8-K
- ticker: DAVE
- cik: 0001841408
- company_name: Dave Inc./DE
- filed_at: 2026-08-05T20:11:28+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1841408/000119312526335119/0001193125-26-335119-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1841408/000119312526335119/dave-20260805.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-335119
- JSON: https://secwatch.observer/filing/0001193125-26-335119.json
- Plain text: https://secwatch.observer/filing/0001193125-26-335119.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.