{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-335334","form_type":"8-K","ticker":"HRTG","cik":"0001598665","company_name":"Heritage Insurance Holdings, Inc.","filed_at":"2026-08-05T20:45:16+00:00","discovered_at":"2026-08-05T20:46:00.829747+00:00","generated_at":"2026-08-05T20:46:14.270122+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Heritage Q2 net income $61.7M, EPS $2.05, combined ratio 64.9%","bullets":["Record Q2 net income of $61.7M, up 28.5% YoY; diluted EPS $2.05 vs $1.55.","Net combined ratio improved 8.0 pts to 64.9%; net loss ratio improved 8.1 pts to 30.4%.","Book value per share $19.09, up 54.5% YoY; annualized ROE 45.4%.","Repurchased 1,001,508 shares for $24.6M in 2026; $37.4M remaining on $50M authorization.","Began writing surplus lines business in Texas; dividend suspension continues."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-335334","json":"https://secwatch.observer/filing/0001193125-26-335334.json","markdown":"https://secwatch.observer/filing/0001193125-26-335334.md","text":"https://secwatch.observer/filing/0001193125-26-335334.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1598665/000119312526335334/0001193125-26-335334-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1598665/000119312526335334/hrtg-20260805.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-05T20:46:14.270122+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}