secwatch.observer — SEC 8-K summary
======================================

Issuer:     Heritage Insurance Holdings, Inc. (HRTG)
CIK:        0001598665
Form:       8-K
Filed at:   2026-08-05T20:45:16+00:00
Accession:  0001193125-26-335334
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Heritage Q2 net income $61.7M, EPS $2.05, combined ratio 64.9%
--------------------------------------------------------------

- Record Q2 net income of $61.7M, up 28.5% YoY; diluted EPS $2.05 vs $1.55.
- Net combined ratio improved 8.0 pts to 64.9%; net loss ratio improved 8.1 pts to 30.4%.
- Book value per share $19.09, up 54.5% YoY; annualized ROE 45.4%.
- Repurchased 1,001,508 shares for $24.6M in 2026; $37.4M remaining on $50M authorization.
- Began writing surplus lines business in Texas; dividend suspension continues.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1598665/000119312526335334/0001193125-26-335334-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1598665/000119312526335334/hrtg-20260805.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-335334

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer