{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-336938","form_type":"8-K","ticker":"FLD","cik":"0001889123","company_name":"Fold Holdings, Inc.","filed_at":"2026-08-06T12:55:18+00:00","discovered_at":"2026-08-06T13:00:02.751127+00:00","generated_at":"2026-08-06T13:00:16.592655+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Fold Holdings partners with Lead Bank as core banking partner to expand financial services platform","bullets":["Lead Bank, an FDIC-insured institution, will support Fold's accounts, deposits, withdrawals, and bitcoin trading.","Planned features include passthrough bitcoin buys, ACH origination, FedWire/FedNow transfers, and instant withdrawals.","Customer account transition to Lead Bank expected to begin later this year; phased launch of new features starting in 2026.","Partnership follows recent milestones: Fold Bitcoin Credit Card rollout and capital transactions to scale platforms."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-336938","json":"https://secwatch.observer/filing/0001193125-26-336938.json","markdown":"https://secwatch.observer/filing/0001193125-26-336938.md","text":"https://secwatch.observer/filing/0001193125-26-336938.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1889123/000119312526336938/0001193125-26-336938-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1889123/000119312526336938/fld-20260806.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-06T13:00:16.592655+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}