{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-338098","form_type":"8-K","ticker":"XZO","cik":"0001873951","company_name":"Exzeo Group, Inc.","filed_at":"2026-08-06T20:19:45+00:00","discovered_at":"2026-08-06T20:21:00.308972+00:00","generated_at":"2026-08-06T20:22:20.679951+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Exzeo Q2 revenue $57.8M (+3%), net income $23.3M (+7%), EPS $0.26 flat; launches AI division","bullets":["Revenue $57.8M vs $56.1M; net income $23.3M vs $21.7M; diluted EPS $0.26 unchanged.","Managed Premium $1.40B (+15% YoY); Annual Recurring Revenue $210.7M (+8% YoY).","Adjusted EBITDA $29.9M (+1%); margin 53% vs 57% on strategic investments.","Launched Exzeo Ventures, a new division to build AI-native products and businesses.","Repurchased 726,828 shares for ~$10M in Q2; $12M program completed in July 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-338098","json":"https://secwatch.observer/filing/0001193125-26-338098.json","markdown":"https://secwatch.observer/filing/0001193125-26-338098.md","text":"https://secwatch.observer/filing/0001193125-26-338098.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1873951/000119312526338098/0001193125-26-338098-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1873951/000119312526338098/xzo-20260806.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-06T20:22:20.679951+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}