---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-338098"
form_type: "8-K"
ticker: "XZO"
cik: "0001873951"
company_name: "Exzeo Group, Inc."
filed_at: "2026-08-06T20:19:45+00:00"
generated_at: "2026-08-06T20:22:20.679951+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Exzeo Q2 revenue $57.8M (+3%), net income $23.3M (+7%), EPS $0.26 flat; launches AI division

## Summary
- Revenue $57.8M vs $56.1M; net income $23.3M vs $21.7M; diluted EPS $0.26 unchanged.
- Managed Premium $1.40B (+15% YoY); Annual Recurring Revenue $210.7M (+8% YoY).
- Adjusted EBITDA $29.9M (+1%); margin 53% vs 57% on strategic investments.
- Launched Exzeo Ventures, a new division to build AI-native products and businesses.
- Repurchased 726,828 shares for ~$10M in Q2; $12M program completed in July 2026.

## SEC filing metadata
- accession: 0001193125-26-338098
- form_type: 8-K
- ticker: XZO
- cik: 0001873951
- company_name: Exzeo Group, Inc.
- filed_at: 2026-08-06T20:19:45+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1873951/000119312526338098/0001193125-26-338098-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1873951/000119312526338098/xzo-20260806.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-338098
- JSON: https://secwatch.observer/filing/0001193125-26-338098.json
- Plain text: https://secwatch.observer/filing/0001193125-26-338098.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.