{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-338133","form_type":"8-K","ticker":"HCI","cik":"0001400810","company_name":"HCI Group, Inc.","filed_at":"2026-08-06T20:25:03+00:00","discovered_at":"2026-08-06T20:26:01.359021+00:00","generated_at":"2026-08-06T20:26:27.641866+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"HCI Group Q2 2026 pre-tax income $111M, diluted EPS $5.60, gross loss ratio 22%","bullets":["Pre-tax income $111M vs $94M YoY; net income $83M vs $70M; diluted EPS $5.60 vs $5.18.","Gross premiums earned $321M, up 6% YoY; gross loss ratio 22.2%.","Net investment income $19M, up from $16M; other revenue $5M from Exzeo platform.","Completed $80M share repurchase program on July 17, 2026; repurchased 504,330 shares.","Six-month diluted EPS $11.05 vs $10.57; pre-tax income $226M vs $195M."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-338133","json":"https://secwatch.observer/filing/0001193125-26-338133.json","markdown":"https://secwatch.observer/filing/0001193125-26-338133.md","text":"https://secwatch.observer/filing/0001193125-26-338133.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1400810/000119312526338133/0001193125-26-338133-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1400810/000119312526338133/hci-20260806.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-06T20:26:27.641866+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}