---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-338133"
form_type: "8-K"
ticker: "HCI"
cik: "0001400810"
company_name: "HCI Group, Inc."
filed_at: "2026-08-06T20:25:03+00:00"
generated_at: "2026-08-06T20:26:27.641866+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# HCI Group Q2 2026 pre-tax income $111M, diluted EPS $5.60, gross loss ratio 22%

## Summary
- Pre-tax income $111M vs $94M YoY; net income $83M vs $70M; diluted EPS $5.60 vs $5.18.
- Gross premiums earned $321M, up 6% YoY; gross loss ratio 22.2%.
- Net investment income $19M, up from $16M; other revenue $5M from Exzeo platform.
- Completed $80M share repurchase program on July 17, 2026; repurchased 504,330 shares.
- Six-month diluted EPS $11.05 vs $10.57; pre-tax income $226M vs $195M.

## SEC filing metadata
- accession: 0001193125-26-338133
- form_type: 8-K
- ticker: HCI
- cik: 0001400810
- company_name: HCI Group, Inc.
- filed_at: 2026-08-06T20:25:03+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1400810/000119312526338133/0001193125-26-338133-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1400810/000119312526338133/hci-20260806.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-338133
- JSON: https://secwatch.observer/filing/0001193125-26-338133.json
- Plain text: https://secwatch.observer/filing/0001193125-26-338133.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.