secwatch.observer — SEC 8-K summary
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Issuer:     HCI Group, Inc. (HCI)
CIK:        0001400810
Form:       8-K
Filed at:   2026-08-06T20:25:03+00:00
Accession:  0001193125-26-338133
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

HCI Group Q2 2026 pre-tax income $111M, diluted EPS $5.60, gross loss ratio 22%
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- Pre-tax income $111M vs $94M YoY; net income $83M vs $70M; diluted EPS $5.60 vs $5.18.
- Gross premiums earned $321M, up 6% YoY; gross loss ratio 22.2%.
- Net investment income $19M, up from $16M; other revenue $5M from Exzeo platform.
- Completed $80M share repurchase program on July 17, 2026; repurchased 504,330 shares.
- Six-month diluted EPS $11.05 vs $10.57; pre-tax income $226M vs $195M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1400810/000119312526338133/0001193125-26-338133-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1400810/000119312526338133/hci-20260806.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-338133

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer