{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-341362","form_type":"8-K/A","ticker":"LMFA","cik":"0001640384","company_name":"LM FUNDING AMERICA, INC.","filed_at":"2026-08-10T12:33:18+00:00","discovered_at":"2026-08-10T12:35:00.329524+00:00","generated_at":"2026-08-10T12:35:07.381812+00:00","sec_items":["2.03","1.01","7.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"PowerCompute refinances $18M debt with Arch Lending at ~2% APR, using 307 BTC collateral","bullets":["Borrowed $18,127,131.88 on Aug 3, 2026 via non-recourse, collared 30-day rolling loan secured by 307 Bitcoin.","Refinances three prior loans: $11M Galaxy Digital, $5M and $2M from SE and AJ Liebel (total ~$18M).","Interest rate ~2% APR vs 12% on prior Liebel loans, substantially lowering cost of debt.","Loan rolls over every 30 days with re-set rates/floors; proceeds paid off July 27 bridge loans.","Company retains Bitcoin exposure and avoids selling holdings, supporting HPC/AI growth strategy."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-341362","json":"https://secwatch.observer/filing/0001193125-26-341362.json","markdown":"https://secwatch.observer/filing/0001193125-26-341362.md","text":"https://secwatch.observer/filing/0001193125-26-341362.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1640384/000119312526341362/0001193125-26-341362-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1640384/000119312526341362/lmfa-20260803.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-10T12:35:07.381812+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}