---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-342413"
form_type: "8-K/A"
ticker: "BRBS"
cik: "0000842717"
company_name: "BLUE RIDGE BANKSHARES, INC."
filed_at: "2026-08-10T20:15:16+00:00"
generated_at: "2026-08-10T20:17:53.327188+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Blue Ridge Bankshares revises Q2 to $1.3M net loss; $11.4M borrower default

## Summary
- Net loss $1.3M ($0.01/sh) for Q2 2026 vs net income $0.8M in Q1 and $1.3M in Q2 2025.
- Borrower with $11.4M loans ceased ops; $2.9M specific reserve; provision up $1.4M, net loss up ~$1.1M.
- Loan growth 4% annualized in Q2, first growth in 13 quarters; loans held for investment +$19.6M.
- Nonperforming loans rose to $31.2M (1.34% of assets) from $21.0M; ACL/loans 1.19% vs 1.05%.
- Special dividend $0.60/share paid Apr 27; NIM 2.91%; severance $0.3M after-tax in Q2.

## SEC filing metadata
- accession: 0001193125-26-342413
- form_type: 8-K/A
- ticker: BRBS
- cik: 0000842717
- company_name: BLUE RIDGE BANKSHARES, INC.
- filed_at: 2026-08-10T20:15:16+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/842717/000119312526342413/0001193125-26-342413-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/842717/000119312526342413/brbs-20260728.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-342413
- JSON: https://secwatch.observer/filing/0001193125-26-342413.json
- Plain text: https://secwatch.observer/filing/0001193125-26-342413.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.