{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-344543","form_type":"8-K","ticker":"FLD","cik":"0001889123","company_name":"Fold Holdings, Inc.","filed_at":"2026-08-11T20:01:16+00:00","discovered_at":"2026-08-11T20:02:13.287425+00:00","generated_at":"2026-08-11T20:02:30.897879+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Fold Holdings Q2 2026: Revenue $6.1M, Net Loss $9.7M, Debt Eliminated","bullets":["Q2 revenue $6.1M; net loss $9.7M ($0.19 EPS); adjusted EBITDA loss $5.5M.","Total transaction volume $165M; verified accounts >87,000, +1,000 in Q2.","Fold Credit Card early access >2,000 cardholders, doubled QoQ; expansion planned.","Eliminated ~$20M secured debt and ~$145k monthly interest; added ~$25M cash.","Holds 194 BTC treasury; monetized part of bitcoin position in Q2."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-344543","json":"https://secwatch.observer/filing/0001193125-26-344543.json","markdown":"https://secwatch.observer/filing/0001193125-26-344543.md","text":"https://secwatch.observer/filing/0001193125-26-344543.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1889123/000119312526344543/0001193125-26-344543-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1889123/000119312526344543/fld-20260811.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-11T20:02:30.897879+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}