---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-344543"
form_type: "8-K"
ticker: "FLD"
cik: "0001889123"
company_name: "Fold Holdings, Inc."
filed_at: "2026-08-11T20:01:16+00:00"
generated_at: "2026-08-11T20:02:30.897879+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Fold Holdings Q2 2026: Revenue $6.1M, Net Loss $9.7M, Debt Eliminated

## Summary
- Q2 revenue $6.1M; net loss $9.7M ($0.19 EPS); adjusted EBITDA loss $5.5M.
- Total transaction volume $165M; verified accounts >87,000, +1,000 in Q2.
- Fold Credit Card early access >2,000 cardholders, doubled QoQ; expansion planned.
- Eliminated ~$20M secured debt and ~$145k monthly interest; added ~$25M cash.
- Holds 194 BTC treasury; monetized part of bitcoin position in Q2.

## SEC filing metadata
- accession: 0001193125-26-344543
- form_type: 8-K
- ticker: FLD
- cik: 0001889123
- company_name: Fold Holdings, Inc.
- filed_at: 2026-08-11T20:01:16+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1889123/000119312526344543/0001193125-26-344543-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1889123/000119312526344543/fld-20260811.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-344543
- JSON: https://secwatch.observer/filing/0001193125-26-344543.json
- Plain text: https://secwatch.observer/filing/0001193125-26-344543.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.