secwatch.observer — SEC 8-K summary
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Issuer:     Fold Holdings, Inc. (FLD)
CIK:        0001889123
Form:       8-K
Filed at:   2026-08-11T20:01:16+00:00
Accession:  0001193125-26-344543
Event type: earnings
Sentiment:  negative
Materiality: 0.60
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Fold Holdings Q2 2026: Revenue $6.1M, Net Loss $9.7M, Debt Eliminated
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- Q2 revenue $6.1M; net loss $9.7M ($0.19 EPS); adjusted EBITDA loss $5.5M.
- Total transaction volume $165M; verified accounts >87,000, +1,000 in Q2.
- Fold Credit Card early access >2,000 cardholders, doubled QoQ; expansion planned.
- Eliminated ~$20M secured debt and ~$145k monthly interest; added ~$25M cash.
- Holds 194 BTC treasury; monetized part of bitcoin position in Q2.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1889123/000119312526344543/0001193125-26-344543-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1889123/000119312526344543/fld-20260811.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-344543

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer