{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-350325","form_type":"8-K","ticker":"LMFA","cik":"0001640384","company_name":"LM FUNDING AMERICA, INC.","filed_at":"2026-08-14T10:57:43+00:00","discovered_at":"2026-08-14T11:00:12.402368+00:00","generated_at":"2026-08-14T11:00:20.930866+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"PowerCompute Q2 2026: Revenue $2.1M (+9.8% YoY), Net Loss $4.6M, Refinances $18M Debt at 2% APR","bullets":["Q2 revenue $2.1M, up 9.8% YoY; mined 27.9 BTC at avg $72k vs 26.1 BTC in Q1.","Net loss $4.6M and Core EBITDA loss $2.8M vs Q2 2025 net income $0.1M and EBITDA income $2.6M.","Refinanced $18M debt with Arch Lending at ~2% APR (30-day revolving, BTC collateral) vs 12% prior.","Entered HPC/AI with Vast.ai proof-of-concept; rebranded to PowerCompute, ticker PWCM from July 22, 2026.","Holdings: 318.6 BTC (~$18.6M at 6/30; ~$20.7M at 8/9/26); cash $0.9M."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-350325","json":"https://secwatch.observer/filing/0001193125-26-350325.json","markdown":"https://secwatch.observer/filing/0001193125-26-350325.md","text":"https://secwatch.observer/filing/0001193125-26-350325.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1640384/000119312526350325/0001193125-26-350325-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1640384/000119312526350325/lmfa-20260814.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-14T11:00:20.930866+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}