---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-350625"
form_type: "8-K"
ticker: "PRHI"
cik: "0001502292"
company_name: "Presurance Holdings, Inc."
filed_at: "2026-08-14T12:47:21+00:00"
generated_at: "2026-08-14T12:50:22.721326+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Presurance Q2 net income $2.5M, combined ratio 69.5% vs 121.1% YoY

## Summary
- Q2 2026 net income $2.5M ($0.68/share) vs $2.1M ($1.17) prior year; H1 net income $5.2M ($1.66) vs $2.6M ($1.47).
- Combined ratio improved to 69.5% in Q2 (from 121.1%) and 86.4% for H1 (from 131.2%); loss ratio 24.6% on favorable prior-year development.
- Gross written premiums fell 38% to $13.1M as company exits commercial lines; personal lines now 100% of premiums.
- Adjusted operating income $1.3M in Q2 vs loss of $2.1M; book value $7.41/share.
- Weighted average shares rose to 3.1M from 1.75M, reflecting capital raise.

## SEC filing metadata
- accession: 0001193125-26-350625
- form_type: 8-K
- ticker: PRHI
- cik: 0001502292
- company_name: Presurance Holdings, Inc.
- filed_at: 2026-08-14T12:47:21+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1502292/000119312526350625/0001193125-26-350625-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1502292/000119312526350625/prhi-20260812.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-350625
- JSON: https://secwatch.observer/filing/0001193125-26-350625.json
- Plain text: https://secwatch.observer/filing/0001193125-26-350625.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.