secwatch.observer — SEC 8-K summary
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Issuer:     Presurance Holdings, Inc. (PRHI)
CIK:        0001502292
Form:       8-K
Filed at:   2026-08-14T12:47:21+00:00
Accession:  0001193125-26-350625
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Presurance Q2 net income $2.5M, combined ratio 69.5% vs 121.1% YoY
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- Q2 2026 net income $2.5M ($0.68/share) vs $2.1M ($1.17) prior year; H1 net income $5.2M ($1.66) vs $2.6M ($1.47).
- Combined ratio improved to 69.5% in Q2 (from 121.1%) and 86.4% for H1 (from 131.2%); loss ratio 24.6% on favorable prior-year development.
- Gross written premiums fell 38% to $13.1M as company exits commercial lines; personal lines now 100% of premiums.
- Adjusted operating income $1.3M in Q2 vs loss of $2.1M; book value $7.41/share.
- Weighted average shares rose to 3.1M from 1.75M, reflecting capital raise.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1502292/000119312526350625/0001193125-26-350625-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1502292/000119312526350625/prhi-20260812.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-350625

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