{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-361123","form_type":"8-K","ticker":"ENVA","cik":"0001529864","company_name":"Enova International, Inc.","filed_at":"2026-08-21T20:16:14+00:00","discovered_at":"2026-08-21T20:17:03.335711+00:00","generated_at":"2026-08-21T20:17:08.579744+00:00","sec_items":["1.01","2.03"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Enova's subsidiary issues $300.9M securitized notes backed by $316.7M consumer loan pool","bullets":["Issued $300,886,000 in 2026-A Notes: $240.7M Class A (5.88%), $44.3M Class B (7.68%), $15.8M Class C (10.64%).","Collateral: ~$316.72M of unsecured consumer installment loans pledged to NetCredit Combined Receivables B, LLC.","Notes mature September 20, 2032; proceeds fund receivable purchase, reserve account, and transaction fees.","Issuer is wholly-owned Enova subsidiary; notes not guaranteed by Enova and sold via Rule 144A/Reg S.","Class A coupon 5.88%, Class B 7.68%, Class C 10.64% fixed interest."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-361123","json":"https://secwatch.observer/filing/0001193125-26-361123.json","markdown":"https://secwatch.observer/filing/0001193125-26-361123.md","text":"https://secwatch.observer/filing/0001193125-26-361123.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1529864/000119312526361123/0001193125-26-361123-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1529864/000119312526361123/enva-20260821.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-21T20:17:08.579744+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}