{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-374752","form_type":"8-K","ticker":"LMFA","cik":"0001640384","company_name":"LM FUNDING AMERICA, INC.","filed_at":"2026-08-28T21:18:19+00:00","discovered_at":"2026-08-28T21:20:27.370448+00:00","generated_at":"2026-08-28T21:20:42.038026+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"PowerCompute unit secures $21.89M Bitcoin-backed loan from Arch Lending to refinance prior debt","bullets":["New Collar Loan: $21,892,131.88 principal, 6.5% APR, secured by 307 BTC; floor $71,112, ceiling $75,000, barrier $93,500.","Proceeds: ~$18.1M repaid Aug 3 Arch loan; $3.765M funded collar feature of that loan.","Loan auto-rolls every 30 days; rates/floors reset to market; 8-K says non-recourse, but agreement states full recourse.","Repayment: monthly interest-only payments of $118,582.38 beginning 09/24/26; balloon of $21,892,131.88 due 07/24/27."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-374752","json":"https://secwatch.observer/filing/0001193125-26-374752.json","markdown":"https://secwatch.observer/filing/0001193125-26-374752.md","text":"https://secwatch.observer/filing/0001193125-26-374752.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1640384/000119312526374752/0001193125-26-374752-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1640384/000119312526374752/lmfa-20260825.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-28T21:20:42.038026+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}