---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-381051"
form_type: "8-K"
ticker: "EQBK"
cik: "0001227500"
company_name: "EQUITY BANCSHARES INC"
filed_at: "2026-09-03T11:46:00+00:00"
generated_at: "2026-09-03T11:50:20.316942+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Equity Bancshares to merge with Lincoln Bancorp in $123.8M deal

## Summary
- Total consideration ~$123.8M: 77.5% EQBK stock, 22.5% cash; based on $49.85 spot price.
- Adds 16 Iowa locations; Lincoln has $1.7B assets, $1.2B loans, $1.5B deposits as of 6/30/26.
- Expected ~5.1% ($0.27) EPS accretion in 2027 and 7.5% ($0.42) in 2028, excluding one-time costs.
- TBV dilution earned back in <3 years; proforma assets ~$9.1B after reducing excess liquidity.
- Merger expected to close Q4 2026, subject to regulatory and shareholder approvals.

## SEC filing metadata
- accession: 0001193125-26-381051
- form_type: 8-K
- ticker: EQBK
- cik: 0001227500
- company_name: EQUITY BANCSHARES INC
- filed_at: 2026-09-03T11:46:00+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 1.01, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1227500/000119312526381051/0001193125-26-381051-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1227500/000119312526381051/d152469d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-381051
- JSON: https://secwatch.observer/filing/0001193125-26-381051.json
- Plain text: https://secwatch.observer/filing/0001193125-26-381051.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.