---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-385383"
form_type: "8-K"
ticker: "CHYM"
cik: "0001795586"
company_name: "Chime Financial, Inc."
filed_at: "2026-09-08T21:28:16+00:00"
generated_at: "2026-09-08T21:30:12.332389+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.9
calibrated_materiality_score: 0.9
confidence: "high"
source: SEC EDGAR
---

# Chime to acquire Stride Bank for $590M cash; raises Q3 and FY 2026 guidance

## Summary
- Chime (CHYM) agrees to buy Stride Bank, N.A. parent Central Service Corp for $590M cash; Stride to become Chime Bank, N.A.
- Deal expected to close in H1 2027, subject to OCC and Federal Reserve approval; boards of both companies unanimously approved.
- Transaction expected to be immediately accretive to EPS with over $100M in net synergies from sponsor-bank fee savings and lower funding costs.
- Q3 2026 revenue guided to $705M (~30% YoY growth), adjusted EBITDA $117-120M; FY revenue $2.76-2.77B (~26-27% YoY), adjusted EBITDA $481-489M.

## SEC filing metadata
- accession: 0001193125-26-385383
- form_type: 8-K
- ticker: CHYM
- cik: 0001795586
- company_name: Chime Financial, Inc.
- filed_at: 2026-09-08T21:28:16+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.9
- calibrated_materiality_score: 0.9
- confidence: high
- sec_items: 1.01, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1795586/000119312526385383/0001193125-26-385383-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1795586/000119312526385383/d948605d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-385383
- JSON: https://secwatch.observer/filing/0001193125-26-385383.json
- Plain text: https://secwatch.observer/filing/0001193125-26-385383.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.