{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-392151","form_type":"8-K","ticker":"ENVA","cik":"0001529864","company_name":"Enova International, Inc.","filed_at":"2026-09-15T21:21:27+00:00","discovered_at":"2026-09-15T21:22:03.554844+00:00","generated_at":"2026-09-15T21:22:13.564694+00:00","sec_items":["7.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Enova offers $500M ABS notes backed by OnDeck small business loans","bullets":["$500,026,000 Series 2026-1 fixed-rate ABS notes; Class A 5.61% to Class D 8.28%; closing expected Sept 25, 2026.","Notes rated by KBRA: Class A AA(sf), B A-(sf), C BBB-(sf), D BB(sf); collateral: OnDeck small business loans.","Proceeds purchase small business loans from OnDeck and fund reserve account; OnDeck remains servicer.","Term loan annualized net charge-off rate 10.94% as of 7/31/2026; line of credit rate 12.01%.","Term loans 60+ DPD $69.8M (4.0% of UPB) at 7/31/2026 vs $64.6M at 12/31/2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-392151","json":"https://secwatch.observer/filing/0001193125-26-392151.json","markdown":"https://secwatch.observer/filing/0001193125-26-392151.md","text":"https://secwatch.observer/filing/0001193125-26-392151.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1529864/000119312526392151/0001193125-26-392151-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1529864/000119312526392151/enva-20260915.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-09-15T21:22:13.564694+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}