{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-393183","form_type":"8-K","ticker":"BCBP","cik":"0001228454","company_name":"BCB BANCORP INC","filed_at":"2026-09-16T20:53:28+00:00","discovered_at":"2026-09-16T20:54:00.354062+00:00","generated_at":"2026-09-16T20:54:08.319865+00:00","sec_items":["8.01","9.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.95,"calibrated_materiality_score":0.95,"confidence":"high","headline":"BCB Bancorp launches stock offering, guides Q3 net loss $126.2-$136.1M on problem loan sales","bullets":["Launched underwritten common stock offering; Piper Sandler sole book-runner; 30-day option for additional shares.","Expects Q3 2026 net loss of $126.2M-$136.1M; provision for credit losses $112M-$120M.","Marketing ~$210M problem loans (criticized/classified) and ~$96M CRE/cannabis loans to held for sale; ~$87M pre-tax loss expected.","Recorded ~$50M valuation allowance against entire net deferred tax asset balance for Q3 2026.","Also marketing cannabis business lines: ~$69M loans and ~$70M deposits for potential sale."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-393183","json":"https://secwatch.observer/filing/0001193125-26-393183.json","markdown":"https://secwatch.observer/filing/0001193125-26-393183.md","text":"https://secwatch.observer/filing/0001193125-26-393183.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1228454/000119312526393183/0001193125-26-393183-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1228454/000119312526393183/d156244d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-09-16T20:54:08.319865+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}