---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-393183"
form_type: "8-K"
ticker: "BCBP"
cik: "0001228454"
company_name: "BCB BANCORP INC"
filed_at: "2026-09-16T20:53:28+00:00"
generated_at: "2026-09-16T20:54:08.319865+00:00"
event_type: "other_material"
sentiment: "negative"
materiality_score: 0.95
calibrated_materiality_score: 0.95
confidence: "high"
source: SEC EDGAR
---

# BCB Bancorp launches stock offering, guides Q3 net loss $126.2-$136.1M on problem loan sales

## Summary
- Launched underwritten common stock offering; Piper Sandler sole book-runner; 30-day option for additional shares.
- Expects Q3 2026 net loss of $126.2M-$136.1M; provision for credit losses $112M-$120M.
- Marketing ~$210M problem loans (criticized/classified) and ~$96M CRE/cannabis loans to held for sale; ~$87M pre-tax loss expected.
- Recorded ~$50M valuation allowance against entire net deferred tax asset balance for Q3 2026.
- Also marketing cannabis business lines: ~$69M loans and ~$70M deposits for potential sale.

## SEC filing metadata
- accession: 0001193125-26-393183
- form_type: 8-K
- ticker: BCBP
- cik: 0001228454
- company_name: BCB BANCORP INC
- filed_at: 2026-09-16T20:53:28+00:00
- event_type: other_material
- sentiment: negative
- materiality_score: 0.95
- calibrated_materiality_score: 0.95
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1228454/000119312526393183/0001193125-26-393183-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1228454/000119312526393183/d156244d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-393183
- JSON: https://secwatch.observer/filing/0001193125-26-393183.json
- Plain text: https://secwatch.observer/filing/0001193125-26-393183.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.