{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-400088","form_type":"8-K","ticker":"GPI","cik":"0001031203","company_name":"GROUP 1 AUTOMOTIVE INC","filed_at":"2026-09-24T10:01:37+00:00","discovered_at":"2026-09-24T10:05:00.486341+00:00","generated_at":"2026-09-24T10:05:14.690721+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Group 1 Auto's realty unit enters $190.3M secured term loan with BofA; SOFR+145bps","bullets":["Borrower is Group 1 Realty, Inc.; loan is $190.3M, equal to 85% appraised value of mortgaged dealership properties.","Interest accrues at Term SOFR plus 145 bps; principal due at maturity on Sept 23, 2033; no reborrowing after repayment.","Proceeds used for general corporate purposes, including acquisition of additional properties; parent Group 1 and subsidiaries guarantee payment.","Loan secured by mortgages on properties and related fixtures; covenants limit additional secured debt, liens, and asset transfers.","Borrower may add properties as collateral and request advances during draw period per conditions in the agreement."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-400088","json":"https://secwatch.observer/filing/0001193125-26-400088.json","markdown":"https://secwatch.observer/filing/0001193125-26-400088.md","text":"https://secwatch.observer/filing/0001193125-26-400088.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1031203/000119312526400088/0001193125-26-400088-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1031203/000119312526400088/d505528d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-09-24T10:05:14.690721+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}