{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-402710","form_type":"8-K","ticker":"BCBP","cik":"0001228454","company_name":"BCB BANCORP INC","filed_at":"2026-09-25T19:25:19+00:00","discovered_at":"2026-09-25T19:26:10.231472+00:00","generated_at":"2026-10-12T13:21:00.720837+00:00","sec_items":["8.01","9.01"],"event_type":"other_material","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"BCB Bancorp to sell $205.3M of problem loans to six buyers; expects $43.3M Q3 pre-tax loss","bullets":["Definitive agreements signed Sept 21-24, 2026 with six purchasers covering loans with $205.3M aggregate unpaid principal balance as of June 30, 2026.","Portfolio mix: $180.7M commercial and multifamily real estate, $14.8M C&I, $9.8M construction; no business express loans included, mostly criticized/classified credits.","Estimated pre-tax loss of $43.3M on the sales, to be recorded in the third quarter of 2026.","Five of six transactions have closed; the last is expected to close before the end of Q3 2026, and each agreement is independent of the others.","CEO Thomas M. O'Brien said the sales 'meaningfully de-risk our balance sheet'; Hilltop Securities advised, Arnold & Porter Kaye Scholer was legal counsel."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-402710","json":"https://secwatch.observer/filing/0001193125-26-402710.json","markdown":"https://secwatch.observer/filing/0001193125-26-402710.md","text":"https://secwatch.observer/filing/0001193125-26-402710.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1228454/000119312526402710/0001193125-26-402710-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1228454/000119312526402710/d185663d8k.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-12T13:21:00.720837+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}