---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-402710"
form_type: "8-K"
ticker: "BCBP"
cik: "0001228454"
company_name: "BCB BANCORP INC"
filed_at: "2026-09-25T19:25:19+00:00"
generated_at: "2026-10-12T13:21:00.720837+00:00"
event_type: "other_material"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# BCB Bancorp to sell $205.3M of problem loans to six buyers; expects $43.3M Q3 pre-tax loss

## Summary
- Definitive agreements signed Sept 21-24, 2026 with six purchasers covering loans with $205.3M aggregate unpaid principal balance as of June 30, 2026.
- Portfolio mix: $180.7M commercial and multifamily real estate, $14.8M C&I, $9.8M construction; no business express loans included, mostly criticized/classified credits.
- Estimated pre-tax loss of $43.3M on the sales, to be recorded in the third quarter of 2026.
- Five of six transactions have closed; the last is expected to close before the end of Q3 2026, and each agreement is independent of the others.
- CEO Thomas M. O'Brien said the sales 'meaningfully de-risk our balance sheet'; Hilltop Securities advised, Arnold & Porter Kaye Scholer was legal counsel.

## SEC filing metadata
- accession: 0001193125-26-402710
- form_type: 8-K
- ticker: BCBP
- cik: 0001228454
- company_name: BCB BANCORP INC
- filed_at: 2026-09-25T19:25:19+00:00
- event_type: other_material
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1228454/000119312526402710/0001193125-26-402710-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1228454/000119312526402710/d185663d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-402710
- JSON: https://secwatch.observer/filing/0001193125-26-402710.json
- Plain text: https://secwatch.observer/filing/0001193125-26-402710.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.