Equity Bancshares files Frontier financials: net loss $891K vs $2.93M year-ago; Lincoln Bancorp deal pending

EQUITY BANCSHARES INC

Frontier Holdings posted a net loss of $891K for the quarter ended Dec 31, 2025, versus net income of $2.93M a year earlier; noninterest expense jumped to $12.4M from $6.55M.
Salaries and employee benefits rose to $5.97M from $4.02M and other noninterest expense to $5.65M from $1.76M; net interest income grew to $10.9M from $9.20M.
Frontier balance sheet at Dec 31, 2025: $1.43B total assets, $1.29B loans (allowance $14.5M), $1.13B deposits, $141.1M FHLB advances; short-term borrowings fell to zero from $35M.
Members' equity slipped to $116.9M from $119.1M after $1.9M of distributions to members; provision for credit losses was $60K, down from $319K.
Equity Bancshares completed its merger with Frontier Holdings (holding company of Frontier Bank) effective Jan 1, 2026; these statements support the S-4 for the pending Lincoln Bancorp transaction.

This headline and bullets were generated automatically by deepseek-v4.1-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.