{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-423045","form_type":"8-K","ticker":"RVRF","cik":"0001641601","company_name":"River Financial Corp","filed_at":"2026-10-15T21:27:51+00:00","discovered_at":"2026-10-15T21:30:00.229496+00:00","generated_at":"2026-10-15T21:30:05.440221+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"River Financial Q3 net income up 41% to $15.1M; tangible book value per share rises 12.6% to $37.03","bullets":["Q3 2026 net income $15.1M vs $10.7M a year earlier (+41.0%); basic EPS $1.93 vs $1.38 (+40.0%).","Nine-month net income $43.0M, up 37.9% from $31.2M; YTD basic EPS $5.51 vs $4.03 (+36.7%).","Total assets $4.09B (+6.5% YoY); total loans $2.93B (+10.9%); total deposits $3.61B (+7.9%).","Q3 annualized ROAE 18.94% vs 16.07%; ROAA 1.56% vs 1.18%; YTD net interest margin 3.73% vs 3.40%.","Nonperforming loans rose to 0.51% of loans from 0.29%; net charge-offs fell to 0.04% from 0.11%; CET1 ratio 11.883% vs 10.892%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-423045","json":"https://secwatch.observer/filing/0001193125-26-423045.json","markdown":"https://secwatch.observer/filing/0001193125-26-423045.md","text":"https://secwatch.observer/filing/0001193125-26-423045.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1641601/000119312526423045/0001193125-26-423045-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1641601/000119312526423045/ck0001641601-20260414.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-15T21:30:05.440221+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}