---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-423045"
form_type: "8-K"
ticker: "RVRF"
cik: "0001641601"
company_name: "River Financial Corp"
filed_at: "2026-10-15T21:27:51+00:00"
generated_at: "2026-10-15T21:30:05.440221+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# River Financial Q3 net income up 41% to $15.1M; tangible book value per share rises 12.6% to $37.03

## Summary
- Q3 2026 net income $15.1M vs $10.7M a year earlier (+41.0%); basic EPS $1.93 vs $1.38 (+40.0%).
- Nine-month net income $43.0M, up 37.9% from $31.2M; YTD basic EPS $5.51 vs $4.03 (+36.7%).
- Total assets $4.09B (+6.5% YoY); total loans $2.93B (+10.9%); total deposits $3.61B (+7.9%).
- Q3 annualized ROAE 18.94% vs 16.07%; ROAA 1.56% vs 1.18%; YTD net interest margin 3.73% vs 3.40%.
- Nonperforming loans rose to 0.51% of loans from 0.29%; net charge-offs fell to 0.04% from 0.11%; CET1 ratio 11.883% vs 10.892%.

## SEC filing metadata
- accession: 0001193125-26-423045
- form_type: 8-K
- ticker: RVRF
- cik: 0001641601
- company_name: River Financial Corp
- filed_at: 2026-10-15T21:27:51+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1641601/000119312526423045/0001193125-26-423045-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1641601/000119312526423045/ck0001641601-20260414.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-423045
- JSON: https://secwatch.observer/filing/0001193125-26-423045.json
- Plain text: https://secwatch.observer/filing/0001193125-26-423045.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.