secwatch.observer — SEC 8-K summary
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Issuer:     River Financial Corp (RVRF)
CIK:        0001641601
Form:       8-K
Filed at:   2026-10-15T21:27:51+00:00
Accession:  0001193125-26-423045
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4.1-flash:cloud@v2

River Financial Q3 net income up 41% to $15.1M; tangible book value per share rises 12.6% to $37.03
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- Q3 2026 net income $15.1M vs $10.7M a year earlier (+41.0%); basic EPS $1.93 vs $1.38 (+40.0%).
- Nine-month net income $43.0M, up 37.9% from $31.2M; YTD basic EPS $5.51 vs $4.03 (+36.7%).
- Total assets $4.09B (+6.5% YoY); total loans $2.93B (+10.9%); total deposits $3.61B (+7.9%).
- Q3 annualized ROAE 18.94% vs 16.07%; ROAA 1.56% vs 1.18%; YTD net interest margin 3.73% vs 3.40%.
- Nonperforming loans rose to 0.51% of loans from 0.29%; net charge-offs fell to 0.04% from 0.11%; CET1 ratio 11.883% vs 10.892%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1641601/000119312526423045/0001193125-26-423045-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1641601/000119312526423045/ck0001641601-20260414.htm
  HTML page:      https://secwatch.observer/filing/0001193125-26-423045

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