---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-26-423749"
form_type: "8-K"
ticker: null
cik: "0002150706"
company_name: "CarMax Auto Owner Trust 2026-4"
filed_at: "2026-10-16T17:11:55+00:00"
generated_at: "2026-10-16T17:13:13.531465+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# CarMax Auto Owner Trust 2026-4 to issue $1,333,122,000 of asset-backed notes

## Summary
- Underwriting Agreement dated October 14, 2026 includes MUFG Securities Americas as representative for $1,333,122,000 aggregate principal balance of asset-backed notes.
- Final prospectus dated October 14, 2026 lists $253,787,000 Class A-1, $268,106,000 Class A-2a, $197,500,000 Class A-2b, and $465,606,000 Class A-3 notes.
- Retained notes total $3,213,000 Class A-1, $3,394,000 Class A-2a, $2,500,000 Class A-2b, and $5,894,000 Class A-3.
- Issuance is expected on or about October 21, 2026, with U.S. Bank Trust Company as indenture trustee and Wilmington Trust as owner trustee.

## SEC filing metadata
- accession: 0001193125-26-423749
- form_type: 8-K
- cik: 0002150706
- company_name: CarMax Auto Owner Trust 2026-4
- filed_at: 2026-10-16T17:11:55+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 1.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2150706/000119312526423749/0001193125-26-423749-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1259380/000119312526423749/d285775d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-26-423749
- JSON: https://secwatch.observer/filing/0001193125-26-423749.json
- Plain text: https://secwatch.observer/filing/0001193125-26-423749.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.