{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-426866","form_type":"8-K","ticker":"CB","cik":"0000896159","company_name":"Chubb Ltd","filed_at":"2026-10-20T21:24:57+00:00","discovered_at":"2026-10-20T21:26:00.291775+00:00","generated_at":"2026-10-20T21:26:08.120066+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Chubb Q3 net income $2.84B, EPS $7.30; core operating EPS $7.66 as cat losses rise to $705M","bullets":["Net income $2.84B (+1.5% YoY), EPS $7.30; core operating income $2.98B (-2.2%), core operating EPS $7.66 (+0.8%).","Consolidated net premiums written $15.1B (+1.9%); P&C NPW $13.18B (+1.9%); Life NPW $1.96B (+1.4%).","P&C combined ratio 84.1%; underwriting income $2.06B; current accident year ex-cat combined ratio 82.6%.","Pre-tax catastrophe losses $705M vs $285M a year earlier; favorable prior-period development $511M vs $361M.","North America Commercial NPW -2.7%; Personal +5.3%, Agriculture +5.1%, Overseas General +6.7%; BVPS $191.43 (+5.1% YoY)."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-426866","json":"https://secwatch.observer/filing/0001193125-26-426866.json","markdown":"https://secwatch.observer/filing/0001193125-26-426866.md","text":"https://secwatch.observer/filing/0001193125-26-426866.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/896159/000119312526426866/0001193125-26-426866-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/896159/000119312526426866/d160822d8k.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-20T21:26:08.120066+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}