{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-26-427815","form_type":"8-K","ticker":"EVER","cik":"0001640428","company_name":"EverQuote, Inc.","filed_at":"2026-10-21T20:05:15+00:00","discovered_at":"2026-10-21T20:06:07.299415+00:00","generated_at":"2026-10-21T20:06:11.796392+00:00","sec_items":["1.01","7.01","8.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"EverQuote authorizes $50M share buyback; credit agreement amended to permit up to $75M of repurchases","bullets":["Board approved repurchase of up to $50.0 million of Class A common stock (Nasdaq: EVER); program has no expiration date and may be suspended or discontinued at any time.","Second Amendment to Credit Agreement dated October 21, 2026 with Western Alliance Bank allows buybacks up to $75 million and investments up to $15 million absent a default.","CFO Joseph Sanborn said cash generation funds growth, AI innovation and leadership expansion while returning capital to shareholders.","Prior First Amendment (August 3, 2026) added wholly-owned subsidiary Batnac, LLC as an additional borrower and loan party under the August 1, 2025 credit agreement.","Repurchases may be made via open market, private transactions or Rule 10b5-1 plans, subject to Rule 10b-18 and Amended Credit Agreement terms."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-26-427815","json":"https://secwatch.observer/filing/0001193125-26-427815.json","markdown":"https://secwatch.observer/filing/0001193125-26-427815.md","text":"https://secwatch.observer/filing/0001193125-26-427815.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1640428/000119312526427815/0001193125-26-427815-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1640428/000119312526427815/ever-20261021.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-21T20:06:11.796392+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}